![]() ![]() This is your bank balance at the beginning of the year, as it will then apply your expected/planned saving each month (by taking your expected income minus your expected expenses) to provide you a forecast of your expected end of year balance. ![]() On the tab “Setup”, you’ll need to update your “starting balance”. If you wanted to add a completely new category then it will require some changes to the way the spreadsheet has been built, which is out of scope of this article. ![]() This is because the summary tab automatically calculates the sub-total for that category i.e in the screenshot above it will calculate the total for “Insurance”, and so it doesn’t matter if you rename or delete one of the sub-categories such as “Health” underneath it.įeel free to update this to fit your finances. They have quite a comprehensive list of default categories, but if you want to rename or delete certain sub-categories then the summary tab will automatically update. ![]()
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